Abstract
The aim of the paper is to examine the area under cotton cultivation, fertilizers off-take and credit disbursement and its impact on productivity of cotton in Pakistan during1980 to 2013. The findings showed that one hectare increase in the area under cott on
cultivation leads to 0.98 tones increase in total cotton production while 1 percent increase in fertilizer off-take because cotton brings about 0.33 tones increase in cotton production while 1 percent increase in credit disbursement for agriculture sector brings
about 0.000829 tones increase in cotton production. Due to positive , statistically significant relationship at 5 percent and high value of R-squared (0.82) of the two explanatory variables(area under cotton cultivation and fertilizers off-take for cotton) so it is recommended that more and more area under cotton cultivation should be brought, suitable and proper amount of fertilizers off-take should be managed to increase cotton production. Credit disbursement is insignificant but with positive sign shows that
government should provide farmers with credit facility, so that they may be able to raise the yield of cotton production. BT cotton varieties should be locally developed and distributed among the farmers in order to increase cotton yield.

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Copyright (c) 2014 Dr. Rummana Zaheer, Sanam Wagma Khattak